Check holder and cutter



Feb. 19 ,1924. 1,483,910

c. 'r. RASCHl CK CHECK HQLDE'R AND CUTTER Filed Feb. 2, 1920 PatentedFeb. 19, 1924.

UNlTED 1 STATES i,4s3,91e

CHARLES T. RASCHICK, on s1 re L, ivifnN sorA.

annex HOLDER we CUTTER.

Application filed February 2, 1920. Serial no; 355,572.

To all whom it may concern:

Be it. known that I, CHARLES T. RA-s'oi-iioit, a citizen of the UnitedStates, residing at St. Paul, in the county of Ramsey and State ofMinnesota, have invented a new and useful Improvement in Check Holders,and Cutters. of which the, following is a specification.

My invention relates to a check holder and cutter which is particularlydesigned to hold a pad of checks in a convenient manner so that thechecks can be removed from the stub of the pad as they are desired foruse and punched by the cutter associated therewith without requiring anextra punch for making indications by serrations or cutaway portions inthe checks of the pad.

An essential feature of my invention is to provide a cutter for punchingindications in the checks when they are removed from the pad, the cutterbeing placed to operate conveniently in relation to theholder and pad ofchecks so that the cutter can be readily operated. The holder and cutteris designed to be carried ona suitable hook or fastening, which engagesit at one end thereof. The peculiar, yet simple design or my holder andcutter allows the same to be conveniently used without removing it fromthe hook or holding means by which it is attached to the personoperating the same. The cutter is disposed at the opposite end of theholder from the carrying loop so that when the holder is in use thecutter hangs downward in a convenient position so that it can be engagedand operated.

A further object of my invention is to provide a pocket associated withthe cutter to enclose and hold the clippings from the checks, and thecover of the pocket being 't'reely slidable so as to move the same bygravity into closed position when the holder hangs by the holding loopon the operators person, it. also being a feature of the invention toprovide means whereby the checks normally hold the cover of the pocketin closed position.

An object of my invention is to provide a peculiar shaped cutter orpunch, whichis ot a simple, inexpensive design, yet very effective inmaking-a cleanc'ut punch or serration in thecheck. The female portion oropening of the cutter punch ex-tends angularly in relation to thecutting or punching tongue, which causes only a small portion of aticket to be engaged and cut or punched in the start of the operation ofthepunch to shear or cut the ticket in accordance with a the shape anddesignpt the punch cutter. llllS tea-ture with the angular positioningof the female portion of the cutter punchallows a clean-cut punch to bemade without tional guard for the sharp pointed end of the cutter and atthe same time to form a gage to limit the depth of the cut in a ticketwhen the punch is desired to cut a notch out of one of the tickets toindicate an amount.

In the drawings forming part of this specification V Figure 1 is aperspective view of my check holder and cutter as it would appear in useholding a pad of checks.

Figure 2 is a cross sec-tional side elevation of my device. V

Figure 3 is a perspective view of the upper portion of my device.

Figure ft 18- a cross section on the line 4JC of Figure 2.

vFigure 5 is a perspective view of the lower portion of my device,illustrating an al-- ternative form of cutting punch with the cover ofthe pocket in open position.

Figureti is a view of a portion of a check. 7 In the drawings Arepresents my check holder and cutter, which is designed to hold a padof checks B, which are stapled together on one end in the ordinary,well-known manner, with the stub ends 10 of the checks held between thegripping face or plate 11 and the back 12 of the holder A.

The face 11 is formed as an extension from the back 12 and extendsapproximate ly parallel thereto, being connected with the same by theupper end portion 13,to-' which is attached the holding loop 14 by thecleats15, or in anyother suitable manner. The holding loop 14 is engagedby a hook, chain or other suitable means, not shown, for attaching theholder A to the belt of a waitress 0r clerk in the use of the teeth 18.Guide flanges 20 are formed depending from the engaging plate 11, whilereinforcing flanges 21 prqectupward from the back 12.to form sideengaging members to hold the pad in line in the holder A with its checksextending along the back 12.

A cutter punch C. is carriedv by the end of the holder A opposite to theloop 1 1 and is provided with a cutting tongue 22, which is formed ofspring steel, or other suitable material, which is attached to the plate23 at 24: ;to the upwardly projecting flange 25,

which extends as a portion of and approximately at right angles to'thebody portion of the plate 23; The plate, 23 forms the back and bodyportion of the cutter punch Cand also the cover for the pocket E, whichis formed as an integral portion and extension of the back 12.

V The plate 23 is held freely slidable to the back 12 by the inturnedflanges 26, see Figure 41, which engage along the lower, longitudinallyextending edges of the back 12, while the back 12 is cut away or formedwith longitudinally extending recess portions 27, to form a narrowportion at 28 along the back 12 of the holder. This narrow portion 28allows of free engagement of the checks 16, particularly when the pad Bbecomes practically used up and only a few checks remain in the pad, andalso allows the cutter plate 23 to be removed by depressing the tongueshoulder 29, which is formed by cutting a portion out of the back 12 andbending it upward to normally engage against the flange 25 of the cutterto limit the backward movement of the same, This construction allows anew cutter tongue and and this feature is of great importance in thepractical development of my invention. stiffening ribs 30 are formedextending longitudinally in the portion 28 to strengthen and add to therigidity of that portion of the back, to properlysupport the elements ofthe holder. i

The plate 23 is formed with an upwardly inclined end 31, which extendsat an obtuse angle from the body portion of the plate and forms a coverfor the upwardly projecting portion 32 of the pocket E. An opening 33,which is of the same shape and of a slightly larger dimension than thecutting "end or' point 34 016 the cutting tongue 22, is formed in theangularly extending portion 31 of the plate 23,v while the rear portionof the opening 33 extends into the body portion of the plate23 and is ofany suitable shape. In

this construction the cutter tongue of the punch C is formed with anenlarged finger engaging portion 35, which limits the downward'movementof the cutter tongue 22111 the opening 33.

A loop member 36 is, secured to the angular portion 31 and through whichthe pointed cutting end 34 of the tongue 22 extends. The loop 36 forms aguard and limits the upward movement of the cutting end of the tongue asit prevents the sharp pointed end 34: projecting or being bent upwardinto The loop 36 also forms a stop or gage for the checks 16 to limitthe depth of the out or cutter punch C in the checks.

' In the construction. of cutter punch illustrated, a V-shaped cut ispunched from the tickets or checks 16,.such as 37, illustrated in Figure6, to indicate the amount of a purchase or amount to be paid to thecashier. .t is obvious, however, that the shape of the cut or opening tobe punched into the checks can be of any other desirable shape ornature.

In operating the cutter punch C, a ticket or check 16 taken from the padB is inserted with its edge against the gage 36 and a. portion of thecheck positioned between the point of the cutter 3 1 and the upper endof the opening 33 in the portion. 31 of the plate. As the cutting tongue22 is depressed, the point 3 1 will first pierce the check and thenshear a V-shaped portion out of the same at a point on the check toindicate the amount of a purchase, while the portion of the cheekclipped or punched from the body of the same will be deposited into thechamber 38 of the pocket E and retained therein until the pocket isopened by pulling the punch with its plate 23 backward to draw theportion 31 back sufiiciently to open the same.

Tlhe plate 23 with the portion 31 is held freely slidable by the flanges26 to theback 12 of the holder and thus when the holder is in use andthe pocket E hangs downward the plate 23 would move or be held bygravity into closed position However, the checks 16 of the pad B engageagainst the flange 25 and form astop to hold the cover of the pocket Enormally in closed position. In this manner the flange 25perforins twofunctions, as it also tends to hold the pad B in place along the back12. The cover of the pocket can be opened, however, even with the pad ofchecks B in place in the holder,

by pulling backward against the checks to bend them sufliciently toallow the cover to move into open position.

In Figure 5 a cutter punch F is illus-- trated, having a cutting tongue39 formed out of the body portion of the plate 23, the pointed end 40 ofwhich coincides with the similar shaped opening 41 formed in theangularly disposed end 31 of the plate 23.

The functions of this cutter punch are identical to those performed bythe cutter punch C and this punch operates to cut a portion from thechecks toindicate the amount of a purchase and deposit it in the pocketE B is removedfrom the holder and the spring tongue 29 depressed toallowthe engaging flanges 26 to move back to the narrowed portion 28 of theback 12, whereupon theflanges 26 are disengaged from the back to releasethe cutter punch plate and cover for the back 12. This feature addsmaterially to the practical nature of my device.

The inclined or angularly positioned portion 31 of the plate 23 permitsthe cutter tongue 22 to operate easily to make a cleancut notch in thetickets or checks and the construction does not require the close fitbe.- tween the male and female portions of the cutter punch as arenecessary in the ordinary punching devices.

The stub 10 of the pad B, which is left clamped between the back 12 andthe plate 11, after all of the tickets or checks 16 have been removedcan be easily removed either by engaging the same through the opening 12formed in the plate 11. to depress the stub and free it from the teeth18 so that it can be pulled out and discarded or the stub can be engagedbetween the flanges 20 and 21 on either side of the same and released bydepressing" against the spring 19. A new pad of checks can then beinserted in the holder whilethe back of the same holds the spring 19depressed, the spring 19 holding the stub of the pad into engagementwith the teeth 18 and plate 11 while the leaves or checks of the padform a stop to hold the cover plate 23 in closed positon on the pocketE.

The positioning of the pocketE at the opposite end to the holding loopltis an essential 'featureo'f the construction ofmy device,

as it allows the cutter punch C to be operated without removing theholder A from the chain or hook which holds it by the loop 141 to thewaitresss or clerks belt, it beng easy for the clerk or waitress toengage the end of theholdercarrying the pocket and raise it sufficientlyto readily see and operat the cutter punch.

In accordance with the patent statutes I have described the principlesof operation of my invention, together with the apparatus which-I nowconsider to represent the best embodiment thereof, but I desire to haveit understood that the construction shown is only illustrative and thatthe invention can be carried out by other means'and applied to usesother than those above set forth within the'scope of'the followingclaims.

I claim- 1. A punch comprising a body member;

having an inclined wall positioned at the endtheieof with an aperturetherein, a

tongue mounted on said body member extending along said body memberhaving a portion adapted to' engage the aperture in said inclined walland a pocket beneath said inclined wall, free'of said body member, "forretaining the cuttings from said punch. l

2. A. tion, a shearing tongueformedin said body punch"comprising a flatbody por-,

portion, and ,an inclined wall formed onone end of said body portionextending angularly outwardly therefrom 1n close proximity to thecutting point of said tongue and having an opening adapted torec'eivethe cutting point of said tongue in a manner to pierce and shear acheckinserted'be tween said cutting tongue.

8. A check marking device comprising a support and check marking meansdetachably mounted on said support and remov able in its entiretytherefrom.

4. A notching device comprisinga shearing tongue extending approximatelyflat throughout its length and provided with diverging cutting edges anda bent plate extending in close proximity to the pointed end of saidshearing tongue and provided with an opening adapted to be progressivelyengaged by said shearing tongue.

A notching device comprising a cutting tongue extending approximatelystraight throughout its length, a member positioned beneath said tonguehaving an opening adapted to progressivelyreceive the cutting point ofsaid tongue, 'said'member being bent across the opening formed thereinto position a portion thereof in close proximity to the point of saidcutting tongue.

6. A marker for a pad of checks comprising a body member, a pocketmounted thereon having upwardly inclined side walls, a cover plateslidably mounted on said body closure portion adapted to engage saidside Walls said pocket to close the same, and

' punching means mounted on said cover.

7. A notching device formed out of a single piece of material having anotching tongue struck therefrom relatively flat throughout its lengthand a notched plate formed thereby, said notched plate .being bent awayfrom said tongue at a portion thereof and having a pointed end benttmvards the point of said tongue to progressively engage the same as thetongue is forced towards the plate.

7 8. A marker for a pad of checks comprising a body member, a pocketmounted thereon having upwardly extending side walls, a cover plateslidably mounted on said body member and having an angularly disposedportion engaging said side walls of said pocket, said inclined portionbeing formed with an opening and a cutting tongue mounted on said coverhaving a portion cooperating with said opening for discharging cuttingstherethrough into said pocket.

9. A notching device including a pocket having an upwardly extendingportion in relation to the back of said device, a slidable plate havingan angularly positioned portion adapted to cover theupwardly projectingportion ofthe open end of said pocket, a cutting tongue associated withsaid plate and an opening formed in said angularly positioned portion ofsaid plate which is adapted to receive the cutting end of said tongue toclip a portion from a check in the act of punching and deposit theclipping into said pocket.

10. A punch includin' a slidable plate, a punching tongue carried bysaid plate, an angularly extending portion formed on said plate, arecess formed in said angularly p0- sitioned portion to receive thecutting portion oi said tongue and a guard gage adapted'to limit theupward movement of said cutting tongue and to project above thecuttingend of said tongue to form a guard for the same and a gage tolimit the depth of the cut from the edge of a check.

11. In combination with a support, a punch, a pocket associated Withsaid punch, slidable means adapted to support said punch, saidsupporting means forming the cover for said pocket, and said slidablemeans, together with said punch, being removably held to said support.

12. A check notchmg device comprising a plate, a cutting tongue attachedto said plate having a pointed end, an aperture in said'plate adapted tocooperate with said cutting tongue and a looped guard positioned aroundthe end of said tongue inwardly from the extreme point thereof andattached to said plate, said guard serving as a stop for gauging thedepth of cut of said cutting tongue.

13. A cutter punclnincluding a plate, a

disposed portion extending from said body portion, an opening formed insaid angularly disposed portion and extending into said body portion,said angularly disposed portion of said body portion extending in closeproximity to the cutting free end of said cutting tongue andsaid'opening therein being adapted to coincide with the cutting end ofsaid tongue to cause thejcutting end of said punch to first pierce and.

shear in the act of punching.

15. A punch formed of thin, flat material, including a cutting tongue,an angularly disposed portion formed on the body portion of said punch,an opening formed in said angularly disposed portion adapted'to coincidewith the cutting end of said tongue to cause the cutting end of saidtongue to coincide at an angle with the sides ofsaid opening to cause ashearing action in punching and a guard for the cutting end of saidtongue adapted to limit the upward movement of the same.

16. A punch formed of thin, flat material, in combination with a holder,including a plate-like body portion, an angularly disposed portionformed on said body portion, an opening formed in said angularlydisposed portion and a cutting tongue having a cutting end which isadapted to coincide at an angle with said opening in said angularlydisposed port on.

7 CHARLES T. RASCHICK.

